History of Community Savings Bank

In 1889, The Bethel Building & Loan Company, of Bethel, Ohio, was formed as a mutual savings institution to support the people of the community by raising money to be loaned among its members and depositors for the use of repairing or purchasing houses and buying lots of land.

The Bethel Building & Loan started in a one room office rented for $0.50 per month with total assets of $49.75. In 1908 the Building & Loan moved into an office in the First National Bank of Bethel building on the corner of Plane & Union Streets in Bethel, and in 1974 the Company moved to its present location at 503 W Plane St. To reflect the full scope of financial services offered and its commitment to the community, the company changed its name to Community Savings Bank in 2011.

Though the company name and management has changed over the years, the bank’s commitment to friendly, knowledgeable customer service has remained the same for more than 120 years. We are focused on providing affordable home financing and safe investment options for our community. Having survived depressions, recessions, world wars, and natural disasters, we remain a financial institution that believes in conservative business practices and supporting the community that has supported us.

Our involvement in community activities include support of various student athletic programs, financial education in the schools, high school coaching, civic organizations, Bethel Historical Society, Bethel Lions Organization, community concert events, community improvement projects, organizing Bethel Down Home Christmas, and supporting the Clermont County Fair. We brought the first Bethel 10K Run/5K Walk to town in 2009 which has become an annual event. We continue with our support by organizing the Bethel Art & Music Fest and Clean-up Paint-up Fix-up for 2010. See our Community Page for additional details.

We also understand that banking today is not what it was in 1889. We have recently remodeled the office and introduced electronic access to meet the financial needs of the community.

Our current staff and management look forward to continuing our hometown banking tradition. Bank with Community Savings Bank, where you can Expect a Difference!

John E Essen

President/CEO