CRA Public File Information

At Community Savings Bank, we are committed to making a positive impact on our local community. This includes meeting the financial needs of all residents and communities within our service area. We are proud to provide information for public review as required by the Community Reinvestment Act (CRA). By offering this information online, Community Savings Bank strives to remain up to date and easily accessible to all.

Public Information Available for Inspection

In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.

CRA Performance Evaluation

A copy of the bank’s most recent CRA Performance Evaluation.

Written Comments

All written comments received from the public for the current year and each of the prior two calendar years relating specifically to the banks performance in helping to meet community credit needs and response to the comments by the bank.

Open and Closed Branches

Branches and ATMs opened or closed by the bank during the current year and each of the prior two calendar years.

Branch Locations and Hours

Below are the hours and locations for our branch locations.

List of Products, Services, and Fees

A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches and descriptions of material differences in the availability or cost of services at particular branches, if any.

Assessment Areas

A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.

Home Mortgage Disclosure Act Notice (HDMA):

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website ( or the Federal Financial Institutions Examination Council website ( Community Savings Bank’s Legal Entity Identifier (LEI) is 2549009O1XK0YQZXEL45 and our Respondent ID is 0000032286.

Quarterly Loan-to-Deposit Ratio

CRA Policy Statement

To view our CRA Policy Statement, click the link below. 

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